All client funds deposited with OMF are held on trust in one of our client bank accounts where OMF acts as a bare trustee. These accounts are kept completely separate from OMF’s own capital. Reconciliations of client assets are reported daily to the NZX , which provides proof that OMF is not using client funds to pay its bills or meet any of its proprietary obligations. OMF don’t use your funds to meet other client’s obligations or to hedge their business risks. Client money is held in client segregated accounts with major Australian banks. These funds are held separately from OMF company funds.